All stories by Sanjay Kumar Singh
Disclose PEDs For Chronic Care Cover
Rediff.com3 days agoA crucial point anyone purchasing health insurance must heed is the need to declare PEDs.
Have You Heard About Timeboxing?
Rediff.com6 May 2024Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'
How to Boost Your Portfolio Resilience
Rediff.com1 Apr 2024Investors must adopt a balanced approach, incorporating both styles in their portfolios.
Time To Be Cautious In Small And Midcap Funds?
Rediff.com18 Mar 2024Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
Why KYC Is Important
Rediff.com5 Mar 2024'Clients deemed higher-risk are required to update their KYC more frequently.'
Will Paytm Curbs Affect Users?
Rediff.com23 Feb 2024Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.
Applying For Home Loan? Read This!
Rediff.com15 Feb 2024Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
How To Stay Unaffected In A Bear Market
Rediff.com5 Feb 2024Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.
Time To Invest In Floating-Rate Funds?
Rediff.com27 Jan 2024Opinions vary, but fund managers remain bullish.
Should You Invest In SSY?
Rediff.com19 Jan 2024It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
Should you invest in longer-duration debt funds?
Rediff.com11 Jan 2024'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'
Looking For Guaranteed Long-Term Returns?
Rediff.com8 Dec 2023These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.
Loans May Become Costlier
Rediff.com4 Dec 2023'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'
Be Careful About Festival Loan Offers
Rediff.com1 Dec 2023'Look not just at the interest rate but also the processing fee.'
Investors Must Avoid GREED!
Rediff.com26 Oct 2023Rebalance your portfolio in case it has become overweight on equities vis-a-vis your strategic asset allocation.
Tips To Buy A House Through A Broker
Rediff.com10 Oct 2023Try to assess whether the broker has good knowledge of the prices prevailing in the area you are interested in, and is able to provide the pros and cons of various projects.
When You Buy Home Insurance, Check This
Rediff.com4 Oct 2023Keep revising the sum insured at the time of renewal to keep it in line with inflation.
Falling Rupee: How To Plan Ahead
Rediff.com18 Sep 2023The impact of currency depreciation can also be mitigated by holding a portion of your investment portfolio in dollar-denominated assets.
Why You Should Opt For Group Term Cover
Rediff.com19 May 2023Group term insurance is far more cost-effective than an individual cover.
Time To Shift To Passive Funds
Rediff.com5 May 2023'Investors don't have to worry about underperformance in passive funds, which earn market-equivalent returns.'